Things You Should Avoid Buying With Your Tax Refund Advance

  • Feb. 8, 2024
tax refund advance

So, you've got that sweet tax refund advance burning a hole in your pocket and itching to splurge. But before you go on a spending spree that would make even the Kardashians blush, let's talk about what not to buy. 

Sure, a rear spoiler might give your Hyundai Elantra a touch of "zoom zoom," but let's be real—unless you're planning on racing through the drive-thru at Sonic, it's probably not the best use of your hard-earned refund. So buckle up because we're about to navigate through the wild world of "What Were You Thinking?" tax refund purchases.

Apple Watch

Steer clear of the Apple Watch; it's like the potato of the tech world—functional but not exactly a fashion icon. Why settle for a wrist companion that looks like it belongs in a tech conference when you can strut around with a Heritor or Festina watch? 

Your wrist deserves better than a generic smartwatch; it deserves a touch of elegance and a dash of personality. After all, nothing says "I've got my life together" like a timepiece that's more James Bond and less Silicon Valley. Upgrade your wrist game with a sweet Heritor watch; your future stylish self will thank you.

Rear Spoiler For Your 4-Door Sedan

Steer clear of investing in a rear spoiler for your Hyundai Elantra, or any other 4-door sedan for that matter. While the allure of a sleek addition may seem tempting, let's face it: slapping on a spoiler won't magically transform your ride into a high-performance machine. 

Instead, it might just leave you feeling like you're stuck in a Fast and Furious movie gone wrong. So, before you commit to this automotive faux pas, remember: it's not about the size of the spoiler; it's about the miles per gallon. Keep your wheels grounded and your investment smart.

Stanley Quencher

Forget about splurging on a Stanley Quencher Tumbler with your tax refund advance. Seriously, who needs to drop over $100 on a thermos just to keep your coffee hot? Newsflash: there's a whole world of reasonably priced travel mugs out there that do the job just fine. 

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Trust us, your morning brew doesn't need a luxury suite; it just needs to stay warm until you get through that morning meeting. Save your cash for something more exciting, like upgrading your coffee beans or treating yourself to a decadent pastry to go with that perfectly brewed cup. Your wallet—and your taste buds—will thank you.

Double Neck Guitar

Steer clear of purchasing a double-neck guitar with your tax refund advance. Let's be real here: doubling up on necks won't magically transform you into a rock star if you can barely handle a regular guitar. Instead, you'll just end up looking like you're trying way too hard at the local open mic night. 

Plus, lugging around that hefty instrument is practically a chiropractor's dream come true—except your back will pay the price. Save yourself the embarrassment and the back pain by sticking to a single-neck guitar and honing your skills before you go for the double. Your audience—and your spine—will thank you for it.


Steer clear of investing in NFTs with your tax refund advance—or any hard-earned money, for that matter. NFTs, short for non-fungible tokens, may sound like the next big thing in digital ownership and transfer, but they've left many scratching their heads in confusion. While some hail them as a stroke of genius, others find themselves utterly baffled by the concept. It's a question that begs to be asked: What exactly motivates someone to purchase an NFT? 

Apart from those looking to profit off reselling them to even more bewildered buyers, the true purpose behind NFTs remains a mystery to many. Before diving into the world of digital collectibles, it might be wise to consider whether the novelty is worth the investment—or if it's simply a passing trend destined to leave you scratching your head along with the rest of us.

Any Outfit For Your Dog

Resist the temptation to splurge on pet outfits with your tax refund advance—especially those destined to make your furry friend the talk of the town. Whether it's a rain jacket for your four-legged companion, a bedazzled vest for your pint-sized purse dog, or even a tiny bonnet for your pup, let's pause and ponder: Do our canine companions really need a wardrobe to rival our own? 

While the allure of dressing up our pets may seem irresistible, it's worth considering whether our furry friends share the same enthusiasm for fashion-forward attire. As cute as they may look in those miniature ensembles, let's not forget that our pets are perfectly content with their natural fur coats—and perhaps a cozy blanket for those chilly nights. So, before you embark on a shopping spree for Fido's wardrobe makeover, remember: Sometimes, simplicity is the ultimate style statement—even in the canine world.

Gucci Swimsuit

Steer clear of the allure of luxury swimsuits like the Gucci swimsuit—while they may boast a hefty price tag and a designer label, they might not withstand a dip in the pool. At a whopping $400, this haute couture swimwear may catch your eye with its glamorous design and prestigious branding. However, delving deeper reveals a stark reality: the fabric used may not hold up well in water, rendering your investment impractical for its intended purpose. 

Picture this: you've splurged on the Gucci swimsuit, envisioning leisurely days by the pool or tropical getaways under the sun. But alas, upon submersion, the fabric falters, leaving you high and dry—quite literally. Suddenly, that lavish purchase feels more like a sunk cost than a luxury indulgence. So, before you take the plunge into designer swimwear, consider whether your swimsuit can withstand the waves—or if it's destined to become a costly fashion faux pas.

Conclusion: What Not To Buy With Your Tax Refund Advance

As you navigate the enticing array of possibilities for spending your tax refund, it's crucial to exercise discernment and restraint. While the allure of indulgent purchases may tempt you, it's essential to consider the long-term value and practicality of your investments. Remember, your tax refund represents an opportunity to bolster your financial stability and secure your future. 

By avoiding frivolous expenditures and prioritizing mindful financial decisions, you can leverage your tax refund to build a solid foundation for your financial well-being. So, before you splurge on impulse buys or fleeting luxuries, pause and reflect on the lasting impact your choices can make. Your tax refund offers the chance to pave the way toward financial freedom and security—so choose wisely and let your fiscal savvy guide you toward a brighter tomorrow.

NEXT: Ways To Best Utilize Your Tax Refund