Your Money.
Your Way.
We Make It Easy.

Fast, secured and trusted financial services at 31 locations across South Florida.

Fast & Reliable

Get the services you need quickly.

Secure Transactions

Your information is always protected

Convenient Locations

Find a Store near you in minutes.

How much do you need?

No credit check required to apply.

$100$1,000

Type an amount or use the slider.

  • No Credit Check
  • Know Your Payments Before You Sign

No Credit Check. Simple.

Your credit score doesn't determine whether you can apply.

  • No Credit Check

    We don't pull your credit report to determine eligibility.

  • Proof of Income

    Provide documentation of your income.

  • Active Checking Account

    An active checking account is required.

  • Valid Photo ID

    Bring a valid government-issued photo ID.

See what you need to apply

Loan application

$100$1,000

Type an amount or use the slider.

Loan term

Choose a loan term to continue.

NEW CUSTOMER OFFER

Calculate Your First Payroll Check Fee

First-time customer can cash their payroll check for only 1.5% at Check Cashing USA.*

Enter your check amount to estimate your fee.

First-time customer *1.5% offer for first time payroll check transactions applies to checks $5,000 and under.

Estimated Fee (1.5%)

You Pay

$15.00

1.5% offer applies to first-time payroll check transactions of $5,000 and under.

Check Cashing

Cash Almost Any Check
Personal • Payroll • Business

Prepaid Cards

Reload, manage and access your money.

Bill Pay

Pay bills, traffic tickets and more fast and easy.

31 Convenient Locations

Find a store near you across South Florida

Trusted & Reliable

Over 40 years of trusted service in the community.

Fast & Easy

Quick transactions so you can get on with your day.

Secure & Compliant

Your security and privacy are always our priority.

Trust • Speed • Service
Since 1986

Always Near You

Proudly Serving South Florida

With 31 locations from Vero Beach to the Keys, we're always nearby when you need us.

Find a Location

Frequently Asked Questions

Find quick answers to the most common questions about our financial services.

Can I cash a payroll check?

Yes. Payroll checks are our specialty — handwritten or computer printed. Bring your check and a valid photo ID to any Check Cashing USA location and leave with cash in minutes. First-time customers cash payroll checks for only 1.5%.

Do I need a bank account?

No bank account is needed. We turn your check into cash on the spot, with no account, no credit check, and no long holds.

What type of ID do I need?

A valid government-issued photo ID such as a driver's license, state ID, passport, or military ID. If you don't have a photo ID, bring the ID you have and we may still be able to help.

How long does the process take?

Most checks are verified and cashed in just a few minutes. Walk in, present your check and ID, and walk out with your money — no appointment necessary.

Can I cash a business check?

Yes. We cash business and corporate checks, including checks payable to your company. Bring your ID and business documentation and we'll take care of the rest.

Do you cash government checks?

Yes. We cash all government checks — local, state, and federal — including tax refunds, Social Security, and stimulus checks.

Are your services available in all locations?

Most services are available at all 31 locations. Some services, like notary, are available at participating locations — call ahead to confirm availability near you.

How long do most transactions take?

Most transactions are completed in just a few minutes. Walk in, tell us what you need, and our team will take care of you — no appointment necessary.

Popular Topics

Processing Time

Most transactions take just a few minutes.

Accepted IDs

We accept a variety of state-issued identification.

Check Limits

Limits may apply depending on the type of check.

Privacy & Security

Your information is always safe and protected.

Fees

Transparent fees with no hidden charges.

Find a Location

31 convenient locations across South Florida.

Still have questions?

Our friendly team is here to help.

Call Us 1-833-FLA-CASH Visit a Store Find the nearest location Contact Us

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