We cash all types of checks.

We can unload your debit card.

Find the Closest Location

Check Cashing


"We cash MOST checks at 3%"
Just bring your check and a photo ID (drivers license, Military ID, Passport, etc.) and we will turn your check into cash!
3% Corporate Check Cashing rate



Installment Loan



Multiple Bi-Weekly
Payments of:
Percentage Rate

Payday Loan




Types of checks we cash include:            


Payroll –Handwritten or Computer Printed

Tax Refunds –Rapid Refund or US Treasury

Government Checks


Money Orders

Cashier’s Checks

Personal Checks

Checks payable to your Company


Student Loan Checks

Many other Checks!

To be eligible for Installment Loan you must:



18 years or older


Possess a valid government-issued photo ID


Have an active checking account

Show proof of income (latest pay stub, bank statement, etc.

Have a contact phone number; where we can reach


Simple Payday Loan process:             




Bring proof of income & a check or debit card to one of our 33 stores

Write a check or authorize us to process your debit card for a loan to be paid back in 2 weeks


Get your cash and GO!!!


 We hold the check until your due date


If you prefer to pay cash, simply come to any of our 33 stores or

You will receive a text with a "Payment Link" to conveniently pay your loan back without having to come to the store

Our Services


Whether you need quick access to funds with a payday loan, foreign currency exchange for your vacation or tax preparation with rapid refund, Check Cashing USA™ has a variety of convenient and affordable financial services to suit your everyday needs.


Check Cashing


Check cashing services are designed to provide customers with a convenient way to access their funds.Rather than waiting for a check to clear, customers can simply bring their check to a check cashing service and receive cash immediately. In addition to convenience, check cashing services can also provide customers with peace of mind. These services help prevent bounced checks and late fees by cashing checks quickly and efficiently. As a result, our check cashing services can provide a valuable service for customers who need immediate access to their funds.




Installment Loan


You can borrow the money you need when you need it. With an installment loan, you can choose how much money you want to borrow and get the funds as soon as you need them. This means that you can use the money for whatever you need it for, whether it's unexpected bills or home repairs.







Payday Loan


Payday loans offer a number of benefits that can be helpful in a variety of situations. For one, they can provide much-needed financial assistance when unexpected expenses arise. They can also help to avoid late fees and other penalties associated with missed or late payments. Finally, payday loans can be a valuable tool for managing cash flow. By using a payday loan to cover unexpected expenses, borrowers can avoid the need to dip into savings or take out more expensive forms of credit.





Money Transfer


Send money Internationally instantly with a money transfer by Western Union. Money transfer services can provide several benefits for both individuals and businesses. For individuals, money transfers can be a convenient and affordable way to send money to family and friends overseas. They are also used to make international payments, such as for bills or online purchases. Businesses can also use money transfer services to make international payments and send money to employees or contractors who are based overseas. Money transfer services also help companies to save on foreign exchange fees.





Prepaid Cards


A prepaid debit card is a type of debit card that allows the cardholder to load money onto the card in advance. This can be done through direct deposit, transferring funds from a checking or savings account, or by adding cash at one of our retail locations. Prepaid cards can be used anywhere that accepts major credit cards, and they can be helpful for budgeting purposes since the cardholder can only spend the amount of money that has been loaded onto the card.




Other Services


We offer other services to meet our customers' needs. For example, we provide currency exchange service for those who need to convert their money into another currency and we sell Bitcoin. So, we have the solution for you whether you're looking to send money abroad or simply exchange some currency.





Why Check Cashing USA?


Check Cashing USA™ is different from banks and other lenders. We never make you wait to access your funds. Our personal check cashing service gets you cash in an instant. At Check Cashing USA™, you walk in with a check and you walk out with CASH.



Check Cashing USA is proud to offer many locations throughout Miami and the rest of South Florida,  reaching us has never been easier.

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