Putting a Payday Loan to Work for You

The inside scoop on how payday loans may be just what your wallet ordered.

Your son breaks his leg. Your car breaks down. Your water bill breaks a new record.
Life is full of breaks. When your finances could use a break, there aren’t many options. Traditional banks typically only loan money for new cars or houses. And borrowing from family can be tricky to say the least.
So what do you do when life’s small emergencies leave you needing quick cash? Don’t give up. Get a payday loan.
Also known as payday advances, payday loans make life easier. They’re a great choice when you need cash now. 
Wondering if a payday loan could help you? Keep reading for answers to some of the most common questions asked about these popular fast cash loans.

How Much Can I Get with a Payday Loan?

Created for small, unexpected needs, payday loans are often called small-dollar loans. In the state of Florida, the most you can get with a payday loan is $500. Need less than that? No problem. Get as little as you need. No matter how much you get, take comfort knowing your payday loan put your finances in a better place.

How Do Payday Loans Work?

As the name implies, payday loans revolve around your payday. They act as a bridge to help you make it to your next paycheck. To be eligible for a payday loan, all you need is a valid bank account currently in use, proof of employment, and government-issued identification.

The first step to receive a cash advance loan is to fill out a simple application. You then learn how much cash you can receive. If you agree to the amount of the loan and the included fees, write a check for the total and walk out with cash in hand. When your next payday rolls around, drop in to pay off your loan.

Yes, it’s that simple!

Can I Get a Payday Loan with Bad Credit?

One of the major perks of payday loans is that credit history doesn't matter. You can get a payday loan with good credit, bad credit, or no credit. During the application process, a soft credit check is run on your credit history. Unlike a hard credit check, a soft check doesn’t impact your credit score. It simply allows payday lenders to verify the information provided on your application. 

Where Can I Get Payday Loans Near Me?

Finding a payday lender near you is simple. If you live in South Florida, you’re never far from a Check Cashing USA location. From Miami to Hollywood, Pembroke Pines to Hialeah and beyond, Check Cashing USA has a branch ready to serve your payday loan needs.

Are Online Payday Loans Available?

Sometimes, you need cash and can’t get to a store right away. Fortunately, you don’t have to. With Cash Checking USA, you can apply for a fast cash loan from the comfort of your home. Then simply drop by your closest Cash Checking USA store to finish the process. The payday loan only takes a few minutes. Get started online, and it’s even faster!

How Do I Get Started?

Think a payday loan is right for your wallet? Whether you need to pay for medication, catch up on past-due daycare fees, or fix your car, a payday loan makes it possible. Visit your local Check Cashing USA store or apply online to get started today. By tomorrow, you’ll put your money problems in the past.